Should I Buy My Teen A Car?

Should I Buy My Teen A Car?

Should I Buy My Teen A Vehicle?

Should I Buy My Teen A Car?  Well, that depends if you’re prepared for your teen to become more independent and responsible. It also depends of course on your purse or wallet! Just about the most typical desires regarding teenagers can be getting his or her own car. Buying a car for your teen is a big leap and presents lots of responsibility for your teen who is either at or approaching the age he or she can drive. You may want to think about some or all of these tips to help you in your decision on whether or not you should buy a car for your teen:

 

1) Consider getting your teen to work towards paying the down payment or entire purchase price for their car.  By doing this, your teen is able to learn responsibility and the value of money! Your teen will most likely take great care of their car if they are contributing or paying for the purchase of the car.

 

2) If you choose to purchase or allow your teen to buy a car, consider having your teen pay either a portion or all of the vehicle maintenance costs and insurance. This will assist your teen in continuing to learn responsibility and how to manage their finances. They’ve got to learn sometime, so why not now!

 

3) If you and your teen have come to a decision to purchase a vehicle for them to use, do your research on the vehicle that would be appropriate for your teen. If you have access to the net, that’s a good spot to start. If not, then review the newspaper vehicle classified section, vehicle trader magazines and any other resource you can find prior to buying the vehicle. You’ll want to find the highest quality, value and reliability for the vehicle that is being purchased for your teen.

 

4) You may want to purchase your teen an older used car, most likely a sedan that will be reliable for their needs. Your teen will most likely be able to save money on insurance and fuel fees by buying an older car. A sports car or 6-12 cylinder vehicle would not be an appropriate car for your teen to have. They don’t need it! Don’t forget, their just getting started. Typically the insurance fees for older vehicles are cheaper than newer and sport car type vehicles for your teen. So keep this in mind before you and your teen consider purchasing a car.

 

5) Perhaps you’re not ready for your teen to have a car yet. That’s okay too. Nevertheless, you may want to have them work towards saving for the purchase of their car for the future. You know they will start driving eventually, so why not start saving now! You will be able to help your teen learn the value of saving and budgeting for items they would like to purchase in the future.

 

6) Get yourself a stand-alone insurance plan. With this particular form of plan, your kids will probably be in charge of their own insurance. As a taxi driver, he’ll almost certainly only be authorized sunshine generating, a piece of paper coming from a school of motoring, and stuff like that.

 

So, after you and your teen have discussed the prospective purchase of a car for them, hopefully you’ll be armed with enough information to assist you in making a decision that will work for you and your teen!

 

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